by Karla Dennis | Oct 30, 2018 | Blog
5 Things You Need to Know About Debt These days everyone is looking for ways to reduce debt and save money. It is possible to wipe out your existing debt and learn how to live your life within your means. Here are five tips that will help you on your way to debt free living: 1. Stop using credit cards. One of the leading factors in the current economic crisis is people buying things on credit they cannot afford. The next thing they know, they find themselves unable to do anything more than making minimum monthly payments. * Minimum payments will keep you in debt because every month interest continues to accrue on your original balance. A $1,000 balance on a typical credit card can take 22 years to pay off if you make only the minimum monthly payments! read...
by Karla Dennis | Oct 24, 2018 | Blog
Manifest Wealth and Abundance Manifest wealth and abundance begin from within. You have to appreciate what you have in your life already – your family, friends, and job – instead of focusing on what you wish you had. Often people waste precious time thinking about what they don’t have. They start to believe their lives will improve if only they had more money, or more friends, or more gadgets. They think about what’s lacking instead of the abundance that is already overflowing into their life. Positive Thinking Brings Abundance read...
by Karla Dennis | Oct 17, 2018 | Blog
Who Else Wants to Double Their Productivity with One Simple Technique? How many times have you resolved to go on a diet or look for a more rewarding job only to find yourself back to your old habits within a few days? While people may be motivated to make positive changes in their life, it’s also important to use strategies that will make people double their productivity. Fortunately, there is a quick and simple technique that provides dramatic results at no cost. The secret is to make your goals more concrete. For example, New York University psychologist Peter Gollwitzer experimented with how to make students more likely to complete an assignment. He found that students were twice as likely to finish writing an essay if they wrote down in advance when and where they were going to do it. read...
by Karla Dennis | Oct 16, 2018 | Blog
Eating Healthy on a Budget With the economic situation in the world being what it is, it’s important to find ways of eating healthy on a budget. It’s possible to purchase foods that are good for you and your budget; you merely have to plan ahead to get the best food you can for the money you have available. Having a plan and sticking to it can help you get more food at less cost and allow you to prepare better, more healthy meals. Here are some tips to help you succeed in eating healthy on a budget: Grocery Shopping read...
by Karla Dennis | Oct 11, 2018 | Blog
Why Small Business Owners Should Keep Accurate Records This post was originally published on July 17 2013, and updated on October 11 2018. If you haven’t heard recently that audits are on the rise, you might want to start paying more attention because small business owners are being attacked more often than individual tax filers. When we hear that our government does not have money to balance the budget, we can assume that they are going to do something to generate more revenue. The biggest revenue stream we have as a government is income taxes; this is why we will see an increase in audits. Because small business owners have the greatest opportunity to under-report their income and over-report their expenses, the IRS has made a conscientious effort to guide its revenue-generating efforts towards small business owners. read...
