by Silvana Jimenez | Jun 1, 2016 | Blog
This month, our featured employees of the month are our intern staff. Here at Karla Dennis and Associates, Inc. we strive to give our interns the hands-on experience needed to excel in their careers. Karla Dennis and Associates, Inc. has 5 interns this semester; Nathan, Brianna, and...
by Silvana Jimenez | Jun 1, 2016 | Blog
Are job-related expenses draining your paycheck? You can find the sources of the money leaks plug those holes with a few changes to your spending routines. Try these techniques to save money on your work expenses: Analyze your commuting costs. How much do you spend each day to get to work? It’s important to consider every step of the way and every penny: If you drive, keep track of the cost of gas and car maintenance. In addition, you may have to pay for tolls along the roads you use. You may also have other fees related to the car such as insurance. If you use public transportation, add up the cost of the tickets. If you walk or ride a bike, think about the cost of shoes and bike...
by Silvana Jimenez | May 27, 2016 | Blog
For most taxpayers, the light at the end of the tax season tunnel is the hope of a refund. Many of us view a tax refund as ‘bonus’ cash; however, it really should be utilized just as any of your other income would be and managed purposefully. So if you’re anticipating a tax refund this year, make sure you have a plan for your money. Prior to receiving any tax refund, think about your personal financial situation to determine what your needs are. The following 10 ideas can help you prioritize your financial picture and plan how to use your refund wisely. read...
by Silvana Jimenez | May 25, 2016 | Blog
Have you tried the minimum wage challenge? This challenge is designed to help you understand the difficulties of living on minimum wage. However, it also has benefits such as clarifying your spending priorities and teaching you about responsible...
by Silvana Jimenez | May 23, 2016 | Blog
Quitting work too soon. One-third of all retirees will live to be over 91 years of age. Avoid the mistake of rushing to retire as soon as possible. Working until age 66 instead of 62 will increase your social security benefits by 25 percent. You can expect social security payments 75 percent higher if you wait until you’re 70 years old. Overestimating investment returns. Stock market returns can be depressed for 10 years or more. Just because the average return is 7.0 percent after adjusting for inflation doesn’t mean it’s seven percent every year. Be realistic in your assumptions about future...
