by Karla Dennis | Oct 25, 2015 | Blog
It may seem like it is you against the world sometimes when it comes to dealing with personal finance. With the vast amount of information available online, it can be nearly overwhelming at first. This article will provide much helpful information for you to get started on the right path. ind a financial mentor. This person can be a relative, a co-worker or your boss. Find someone that you can look up to who handles money the way you would like to. Try to find out how that person perceives money and what kinds of expenditures he or she makes. This can help give you new ideas for yourself. Put timers on your electrical lights. It is amazing how much leaving one or two unneeded lights burning in the house will inflate your electrical bill over time. Children, in particular, have problems remembering to turn lights off. In rooms like the bathroom, where time spent there is minimal, timers can really pay off. read...
by Karla Dennis | Oct 23, 2015 | Blog
If you know a certain amount about credit cards and how they can relate to your finances, you might just be looking to further expand your knowledge. You picked the right article, because this credit card information has some great information that can show you how to make credit cards work for you. hen it comes to credit cards, always try to spend no more than you can pay off at the end of each billing cycle. By doing this, you can help to avoid high interest rates, late fees and other such financial pitfalls. This is also a great way to keep your credit score high. Compare rewards programs before you choose a credit card company. If you plan to use your credit card for a large percentage of your purchases, a rewards program can save you a great deal of money. Every rewards programs is different, it would be best, to research each one before you make a decision. read...
by Karla Dennis | Oct 14, 2015 | Blog
Social Security may be an important part of your retirement future. It’s crucial to avoid common mistakes that can cost you money during retirement. Consider these strategies to avoid common mistakes: 1. Avoid claiming benefits too early. If you have other income coming in and can afford to wait, then you may want delay claiming your benefits. Your benefits grow every year you wait to claim them. * By claiming benefits early, you reduce how much money you will receive for the rest of your retirement. * However, it’s important to note that sometimes claiming early benefits can be more advantageous than waiting. For example, if you’re expecting a shorter lifespan, you might want to start receiving your Social Security earnings early. Also, if you have children under 18 years old when you’re 62, you may get more by claiming early. read...
by Karla Dennis | Oct 10, 2015 | Blog
Filing income taxes can be a stressful experience for anyone. However, the more steps you take to plan ahead for taxes, the better off you’ll be. As the year draws to an end, it would be a wise choice for you to begin a tax planning strategy for filing taxes next spring. If you wait too long to formulate your tax filing strategy, you may end up missing out on valuable assistance from professional tax planners. Here are some important year-end tax planning tips for your household income taxes: 1. Keep old returns handy. When you pull out old tax returns, it gives you the opportunity to find ways to save money on your upcoming return. Go over your past couple of years in tax returns so you can compare income and deductions of the past to your current income and deductions.
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by Karla Dennis | Oct 8, 2015 | Blog
Nothing refreshes the body and mind like a vacation. Whether you travel alone, with family or extended family and close friends, it’s good to get away from the daily routine! According to the American Society of Travel Agents, the 5 most budget-friendly travel destinations are: * Las Vegas, Nevada * Orlando, Florida * Branson, Missouri * New Orleans, Louisiana * Los Angeles, California. Here’s why these locales are so budget-friendly: 1. Las Vegas, Nevada. In Las Vegas, you can get away, explore tourist attractions and stay in one of the many awesome hotel resorts, all for very decent prices. * Because of the vast number of hotel rooms, nearly 150,000, says the Las Vegas Convention and Visitors Authority, many package deals to Vegas are available. A common travel package to Las Vegas includes flights, hotel, food credits, and a discount on show tickets. read...
