by Karla Dennis | Sep 1, 2015 | Blog
There are two types of people in the world: those with consumer debt and those without. While many of the differences in behavior are subtle, the differences in results are staggering. Considering the amount of stress and serious financial struggles that debt can cause, it’s important to be knowledgeable about this topic. Do you tend to lean toward the behaviors of a debtor or those of someone without debt? If you are currently adopting debtor behaviors, changing your behavior in several small ways will enable you to become the type of person that avoids debt naturally and easily. Consider these differences: 1. Debtors spend more than they earn. It’s difficult to get yourself into debt if you spend less than you make. It doesn’t matter whether your salary is $25k or $250k. If you spend more than you earn, you’re going to wind up in debt. read...
by Karla Dennis | Sep 1, 2015 | Blog
September 7 — Federal Holiday (Labor Day) September 10 — Employees who work for tips. If you received $20 or more in tips during August, report them to your employer. September 10 — Communications and air transportation taxes under the alternative method. Deposit the tax included in amounts billed or tickets sold during the first 15 days of August. September 14 — Regular method taxes Deposit the tax included in amounts billed or tickets sold during the last 16 days of August. read...
by Karla Dennis | Aug 31, 2015 | Blog
Make Every Day Count This Month Toward Achieving Your Financial Goals 1-30 National Preparedness Month.Consider your preparation plans for an emergency in your home, school, or business. Ensure your finances can handle a variety of emergencies. 7 Labor Day. Reflect on your career and set new goals for the future. Examine your current earnings and make plans to reach new heights. 13 Grandparents’ Day. Consider the wisdom your grandparents can provide about financial matters. They survived the depression and can teach you amazing frugal tips. 16 Working Parents Day. Evaluate your household income and consider making adjustments. If both parents are working, then examine your budget. 17 Constitution Day. The founding fathers made sure the country had a strong foundation for the future. What are you doing to ensure your family is prepared for future events like retirement? 22 Business Women’s Day. Women are an important part of the workplace. How is your business or company accommodating them? Review your company policies. 28 National Good Neighbor Day. Your neighbors can affect the value of your home. Work together with your neighbors to maintain property...
by Karla Dennis | Aug 30, 2015 | Blog
Right Click to “Save As” or Drag and Drop To Your Desktop. Enjoy! alent Wins Games, But Teamwork And Intelligence Wins Championships. Michael...
by Karla Dennis | Aug 30, 2015 | Blog
Your life is largely a reflection of your habits. It only stands to reason that if you improve your money habits, your financial situation will improve as well. nce you are in the habit of making good money decisions and you start to see the fruits of your labor, the money habit you have just created will want to reinforce itself. As an example, if I get into the money habit of saving $100 a week, and after 52 weeks I’ve accumulated $5,200 for that year, that new money habit I created more than a year ago yields the necessary evidence I need to continue moving forward. Follow the strategy below to enjoy the rewards of more positive money habits in 30...
