How to start teaching your children about finances:

How to start teaching your children about finances:

 It’s never too early to start teaching your children the value of a dollar. Money is something that they are probably exposed to every day and will use every day in the near future. Building a good foundation for your children is vital to their success as adults, and what better topic than that of money. Children must begin to understand that the things they own have been acquired through work and dedication. As a parent, you may need some ideas on how to start this process.  Talk to them about your job, home, cars, and food.  Your children may already know a lot more than you may think. It’s essential to explain to them what it is you do every day and why. This can lead to you telling them about how money works, what you can buy with money, and why it’s important. An excellent way to do this is to explain to them that you pay for their home, food, etc. Explain to them in a way that they can understand. Explain to them where you work, what it is you do, and why. This may be very hard for your children to understand, but eventually, they will be more and more exposed to the idea of jobs and money.  read...
4 Things You Are Doing Already That Can Save You Cash

4 Things You Are Doing Already That Can Save You Cash

If you’re a small business owner, there are things you may already be doing that can save you cash. The following tips are aimed to help you see how your business is currently running and how these actions can help save you money in the long run when it comes to write-offs for your taxes.   Your cellphone: Everyone uses a phone for day to day activities; however, as a small business owner, have you stopped to ask yourself how much of that time goes towards your small business? You may be using your cell phone for business calls, text messaging potential clients, and more. Cellphones are a vital resource for every business person, yet it is something that we do not think when tax season comes along.   Emailing on your cell phone or at home device: Emailing on your phone or home device due to your business can be yet another reason why you can save money when it comes to doing your taxes. As a small business owner, our cell phone is a necessary device that helps elevate our business by being able to reach clientele. Even emailing at home requires the use of your home wifi network.  Social media marketing on your devices: As small business owners in this day and age, social media is a must-have if you want your business to succeed. Many of us use apps such as Instagram, Facebook Messenger, Twitter, and more. If you are using these apps for your business, it is something that is included under your cellphone bill. Yet another reason why it can be a resource that can...
Save on digital subscriptions

Save on digital subscriptions

If you are like many people, you’re probably spending more than you think on digital subscriptions—including music streaming, cloud storage, video libraries, software packages and more. When you take a moment to add up the cost, it’s likely fairly high. Want to start cutting back on digital subscription expenses? Here are a few pointers: Look for free options Many of your digital subscriptions likely offer free options.For example, the following providers offer free cloud storage—Google up to 15GB, Apple up to 5GB, Dropbox up to 2GB, Amazon up to 5GB, OneDrive up to 5GB and Box up to 10GB. Google also offers several free products such as Google Docs, Sheets and Slides. Most music streaming vendors also offer a basic free account. If you can stand the ads, you can maintain your free account as long as you like. read...
Top financing tips for your business

Top financing tips for your business

One of the most challenging aspects of being a business owner is managing your finances. The following financing tips offer sound advice on this topic. For more customized guidance on financing for your business, contact our firm. Establish financial goals One of the most important things any business owner can do is establish financial goals and create a plan for achieving them—no matter the stage ofbusiness. This will help ensure you stay on track when it comes to your budget as well as help you achieve business goals. read...
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