by Silvana Jimenez | May 9, 2016 | Blog
In today’s world of business, getting a promotion can be challenging. There are more things to think of than just doing your job for a long time until your seniority earns you a promotion. Competition can be tough. In addition, modern technology and social media both provide information about you that can make or break your dreams of getting that promotion. Take advantage of these strategies to get noticed and outshine your competition: Remain active in your career. It’s easy to fall into a comfortable pattern at work and forget to think about the future. Even if you’re a good worker who makes steady progress, it may not be enough for a promotion. Keep your career goals in mind and grow your value to your company. Pursue all of the opportunities that you can. Volunteer for crucial projects. Show your team spirit by helping out your coworkers when they need assistance. Invest in yourself and your career. Are you investing time, money, and effort into your future? You can advance in your career by taking steps that show management you’re interested in learning. Take classes, get another degree, earn certifications, or attend conferences. You can even find courses for free online that help increase your skills. Your company may offer training materials. Take advantage of these trainings and learn all you can about your company and everything that you can do for them. Pay attention to your social media interactions. Social media can have a big impact on your ability to get a...
by helen | May 3, 2016 | Blog
Living by yourself can be lonely and expensive. If you have a significant other, it only makes sense to consider splitting the bills and sharing a home. However, unmarried couples that live together have more potential financial challenges than married couples. There are laws that cover married couples when the relationship ends. The same is not true for unmarried couples. A couple might not be ready to get married or may decide that marriage isn’t an option for a variety of reasons. Just because you’re not married, doesn’t mean you’re free of financial disagreements. read...
by helen | May 2, 2016 | Blog
Starting and running your own business can be very lucrative and fulfilling. It’s also very challenging. Most small businesses fail. It’s necessary to avoid the common pitfalls of small business ownership if you want to experience success. Most small businesses face considerable financial challenges at first. There’s little room for mistakes in the early days. Ensure that you’re not making avoidable errors. Educate yourself before taking the plunge. Small business owners can avoid many of the mistakes that lead to disaster: read...
by Silvana Jimenez | Apr 27, 2016 | Blog
Online shopping is a fast and convenient way to buy almost any product you can think of. There are many advantages to shopping online, including lower prices, avoiding crowded stores, access to a wider selection of products, or simply to shop in the privacy of your own home. However, shopping online also includes taking some risks. This activity requires you to share personal and financial information. Some online stores make no efforts to protect your information, while others are nothing more than scams in disguise. read...
by Silvana Jimenez | Apr 25, 2016 | Blog
Things rarely go exactly as planned. Maintaining an emergency fund is a smart move. With interest rates so low and the need to keep an emergency fund solvent, should you invest your emergency fund? Investing your emergency fund is better than keeping the money in your bank account. There are many options for investing your emergency fund safely. While a bank account may be the safest strategy against significant loss, inflation is still a concern. The low interest rates paid on savings accounts will fail to match inflation, and your emergency fund will lose purchasing power over time. read...
by Silvana Jimenez | Apr 20, 2016 | Blog
Most Americans assume that social security will still be available at retirement. But will it? We’ve been cautioned about the long-term solvency of social security for at least 40 years. Life expectancies continue to increase, and the number of seniors has never been greater. There will also be a lower percentage of workers in the future. Less money going in and more money going out usually leads to bankruptcy. There’s still plenty of time for Congress to act. However, changes are necessary to keep the social security program solvent. read...
